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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fast acceptance

Low rates even for Low credit score Reviewed on: 14th January 2023

A great help

Zoos have been a great help especially over the Xmas period. So easy to deal with Reviewed on: 14th January 2023

Credit Building

They are helping me rebuild my credit rating and finding ways to save. I have opened a saving account with them also. Reviewed on: 14th January 2023

Great customer service

Great customer service and very easy to use app! Reviewed on: 14th January 2023

10 outta 10

Would and have recommended zopa. The app is easy to manage. I use my card to help build my credit score and for emergencies. Reviewed on: 14th January 2023

Zopa is a good credit card and easy for repayments

I would recommend zopa great service Reviewed on: 14th January 2023

Easy and great

Find it really easy to use and quick best credit card I have Reviewed on: 14th January 2023

Brilliant credit

No pressure very easy to use/access Reviewed on: 14th January 2023

Helping rebuild my credit score

Fantastic company helping me rebuild my credit score. Highly recommended company. Reviewed on: 14th January 2023

Good credit card

Very Good credit card I advise use everyone Reviewed on: 14th January 2023

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