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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy App. Easy People

I'm getting older now. I've had cards in the past and they can't wait to bump your limit as fast as possible. Zopa don't do that. Had a low limit which helped me use it just for stuff I needed. Limit went up upon accepting their offer which came with no pushy messages. Just a 'hey, we think you might like this' - the app is great, their emails are too thy point and only about my card and they're easy to talk to. Great card, great people. Cheers. Reviewed on: 14th January 2023

Zopa credit card

Good value for money and helped out when needed Reviewed on: 14th January 2023

Application

Application was quick and easy and not stressful Reviewed on: 14th January 2023

How I feel about Zopa

Zopa is great I’ve never had any problems with them I’m able to use the online support to get help if I ever needed it, Mobile app is quick and easy to be able to see your account and balance. Making payments to your credit card is quick and easy. I’ve had no stress Reviewed on: 14th January 2023

Great service

Easy to manage via the ap. very user friendly Reviewed on: 14th January 2023

Excellent service

Brilliant customer service and experience Reviewed on: 14th January 2023

I like the way it incorporated the credit score; this allows the users to check their credit rating easily and the offers they are eligible for.

Easy to use and fair. The app is easy to use and has many services. Reviewed on: 14th January 2023

Excellent app

The app is fab and you get regular score updates Reviewed on: 14th January 2023

A friendly company

Excellent friendly easy to use company very professional Reviewed on: 14th January 2023

Very good quality product

Many thanks! I am very happy with Zopa credit card. Reviewed on: 14th January 2023

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