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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great

Love the App very user friendly, messages you when a transaction has been done. You can get all the information to hand within seconds. Reviewed on: 14th January 2023

Good app, easy to use.

Accepted quickly, card sent quickly, easy to set up and use. Reviewed on: 14th January 2023

Highly recommended

Easy to deal with , very good app , would highly recommend to anyone Reviewed on: 14th January 2023

Excellent credit card

Great credit offers. Easy application process. No hassle. App is so easy to use. Reviewed on: 14th January 2023

Just awesome

Very useful credit card. I use it everyday for every transaction. Easy to use and easy to pay any transactions. Reviewed on: 14th January 2023

Friendly and quick

Had no issues with card or application when I have rang they've been polite and quick Reviewed on: 14th January 2023

Good

Brilliant. Fantastic. Amazing. Wonderful. Excellent Reviewed on: 14th January 2023

Zopa Top credit Card

Its easy to apply and easy to use . Reviewed on: 14th January 2023

Zopa

So easy to contact and understanding even when abroad, a great company to share lives with Reviewed on: 14th January 2023

Smart Credit Card

Excellent service. Keeps me well informed. Nice range of products available Reviewed on: 14th January 2023

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