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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to use card and app.

Very easy to use card and app. repayments are good value. Reviewed on: 15th January 2026

A company with all the angles covered

A company with all the angles covered Reviewed on: 15th January 2026

Its a great all round service and no complaints here

Its a great all round service and no complaints here Reviewed on: 15th January 2026

Mr Dovaston

When I’ve contacted Zopa, they’ve always helped me and answered my questions Reviewed on: 15th January 2026

Very helpful to me when I needed it

Very helpful to me when I needed it Reviewed on: 15th January 2026

Best card for people struggling with credit

I've always struggled to get credit after my ex husband left me in a lot of debt he did in my name behind my back. Zopa has given me this chance, so much so that I've referred other people to use this too. I love my Zopa card. It's helping my credit score so much. Reviewed on: 15th January 2026

Very good service from the start.

Very good service from the start. I enjoy having all the hints and tips to improve my credit score. I appreciate the ongoing communication which ensures I keep track of everything Reviewed on: 15th January 2026

Exhalant customer service, friendly and knowledgeabl...

Exhalant customer service, friendly and knowledgeable staff. Would recommend to friends and family Reviewed on: 15th January 2026

Good credit card for people who want to build back a...

Good credit card for people who want to build back a good credit score Reviewed on: 15th January 2026

I've got a positive assessment for zopa's credit card.

I've got a positive assessment for zopa's credit card. I've used it for a while and I am glad I did. With no hidden charges and reliability coupled with its easy use and wonderful customer support service make it the best credit card ever. I therefore recommend an award for zopa. Reviewed on: 15th January 2026

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