Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

5 StarEfficiency of Service

Joining to receiving card was a pleasant experience. I like the drop boxes on menu in account and the flexibility to pay extra amounts. But like all cards keep up with payments or the interest will sting what you pay month;y. Reviewed on: 15th January 2026

Easy to use and you know what you are getting

Easy to use and you know what you are getting Reviewed on: 15th January 2026

Fast very efficent easy to use app keep you updated...

Fast very efficent easy to use app keep you updated Reviewed on: 15th January 2026

Payments go through straight away

Payments go through straight away Reviewed on: 15th January 2026

ZOPA credit card the easy bank

Its great as it helps me pay for my bills and keeps my money for everything else. Reviewed on: 15th January 2026

Easy and good credit card

Very easy to use zopa credit card no problem at all Very good customer service Reviewed on: 15th January 2026

Very good experience fast service

Very good experience fast service Reviewed on: 15th January 2026

Very easy to use card and app.

Very easy to use card and app. repayments are good value. Reviewed on: 15th January 2026

A company with all the angles covered

A company with all the angles covered Reviewed on: 15th January 2026

Its a great all round service and no complaints here

Its a great all round service and no complaints here Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 4.03 from 3 reviews
Credit card
from Post Office 3.54 from 116 reviews
Credit card
from Yonder 4.85 from 952 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub