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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I just think it is a really good service my card

I just think it is a really good service Reviewed on: 15th January 2026

So easy to deal with everything...

Zopa are efficient and easy to deal with everything at the touch of a button Reviewed on: 15th January 2026

Zopa is simple to use & the app is easy to use, seem...

Zopa is simple to use & the app is easy to use, seems good value too. Reviewed on: 15th January 2026

Zopa have been very helpful and do not let me get in...

Zopa have been very helpful and do not let me get in debt Reviewed on: 15th January 2026

A good provider

Good communication and very clear information provided through their app. They also have a range of products on offer, that are easy to find. Reviewed on: 15th January 2026

I think its the best credit card ive ever had

I think its the best credit card ive ever had Reviewed on: 15th January 2026

Always willing to help great customer service

Always willing to help great customer service Reviewed on: 15th January 2026

I can't praise zopa enough excellent credit card

I can't praise zopa enough excellent credit card Reviewed on: 15th January 2026

Great overall product and always willing to help

Great overall product and always willing to help Reviewed on: 15th January 2026

Provision of the services provided to the customer a...

Provision of the services provided to the customer and the support Reviewed on: 15th January 2026

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