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Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43500)

Overall very happy with the account

5
Overall very happy with the account Reviewed on: 15th January 2026

Very good and easy to get answers back friendly service

5
Very good and easy to get answers back friendly service Reviewed on: 15th January 2026

Professional platform .

5
Very professional service and very easy to work. Found what I was looking for. Great platform to use.works well. Reviewed on: 15th January 2026

very good customer service sorted fraud problem on a...

5
very good customer service sorted fraud problem on account straight away no problems Reviewed on: 15th January 2026

I have always had very good experience.

5
I have always had very good experience. Reviewed on: 15th January 2026

I found my credit card very useful with difficult times

5
I found my credit card very useful with difficult times Reviewed on: 15th January 2026

Satisfaction review

4
I`m satisfied with the Zopa services especially when it comes to mutual understanding regarding payment difficulties with their customers. They strive to make their customers feel at home with payment issues. Reviewed on: 15th January 2026

Great company and app

5
Very easy to apply for card .App makes it easy to track your spending and when payment is due . Reviewed on: 15th January 2026

It’s just a really good card, nothing hidden!

5
It’s just a really good card, nothing hidden! Reviewed on: 15th January 2026

Fantastic card company.

5
Fantastic card company. Very helpful. Reviewed on: 15th January 2026

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