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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic Customer experience

Fantastic customer experience Easy to use App Effective communication Reviewed on: 14th January 2023

Clear and concise with zero jargon!

The website and ap are clear and concise and easy to manoeuvre. There’s zero confusion regarding balances, interest and accounts so easy to stay on budget and avoids any extra fees. Reviewed on: 14th January 2023

Zopa is Fantastic

Excellent, when you pay your card back you get the money on your account straight away no waiting around 2days the app is the easiest to use too thank you Reviewed on: 14th January 2023

Easy way to manage your money

I like the way They have lots of information on they app on managing your finances and there app is so user friendly Reviewed on: 14th January 2023

Very reliable company.

Very pleased with customer service. Reviewed on: 14th January 2023

Easy app

Excellent app with this credit card, easy to use and everything available at your fingertips Reviewed on: 14th January 2023

Best Bank !

I'm very happy to say that Zopa credit card is the best deal I made ever! Reviewed on: 14th January 2023

Credit card

A very friendly credit card provider Reviewed on: 14th January 2023

Number 1 credit Card Company

I have been the Zopa service for many years and find their online app system very easy to use and communicate with someone from the team of needed, I wouldn't use any other service apart from these guys do thank you in advance for accepting me in, you truly do deserve to be nominated I am here to cheer when you win it. Reviewed on: 14th January 2023

Best by far

Best company and credit cad I have had. It give me what I need and the freedom of banks and they are always on hand to help and done quickly. The app is great and can have my credit card and loan all in 1 place. Highly recommended Reviewed on: 14th January 2023

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