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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fast and Helpful

Prompt response and helpful advice given. Reviewed on: 15th January 2026

Very smooth easy to talk to and work things out

Very smooth easy to talk to and work things out Reviewed on: 15th January 2026

110 percent, really happy I’m with them

110 percent, really happy I’m with them Reviewed on: 15th January 2026

Great service

All so easy to deal with great customer care and everting is dealt with efficiently Reviewed on: 15th January 2026

I have been well looked after by this company

I have been well looked after by this company Reviewed on: 15th January 2026

Always been helpful if any problems, good rates, fai...

Always been helpful if any problems, good rates, fair increase policy, good tools to use on app. Reviewed on: 15th January 2026

Zopa dupa

First class service.Easy to contact and probllem solving .Any enquiry treated as important as the next.cutomers are treated like adults and any enquiry explained in simple terms Reviewed on: 15th January 2026

Great and sufficient,easy to use and nice service

Great and sufficient,easy to use and nice service Reviewed on: 15th January 2026

Excellent customer Support

Excellent customer service and quick response Reviewed on: 15th January 2026

It's great accepted me when no one else would and up...

It's great accepted me when no one else would and upfront and straight forward Reviewed on: 15th January 2026

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