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Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great bank to use, easy to use app.

5
Great bank to use, easy to use app. Highly recommended Reviewed on: 15th January 2026

Best Credit Provider For Customer Services.

5
Zopa have been really good and supportive in helping me rebuild my credit rating. Reviewed on: 15th January 2026

Great service and great app.

5
Great service and great app. Efficient and well informed. Reviewed on: 15th January 2026

Good rates for credit card.

5
Good rates for credit card. Never had anything wrong. Reviewed on: 15th January 2026

Fantastic

5
Fantastic all around card for every day use Reviewed on: 15th January 2026

Quick and easy to use loverly staff helpfull and app...

5
Quick and easy to use loverly staff helpfull and app easy to use I’ve had no problems Reviewed on: 15th January 2026

Great service always happy to help

5
Great service always happy to help Reviewed on: 15th January 2026

Very good experience .

5
Very good experience . Value for moneys don’t over extend your credit Reviewed on: 15th January 2026

Best company they helped me where no other company w...

5
Best company they helped me where no other company would Reviewed on: 15th January 2026

Excellent card service and very competitive.

5
Excellent card service and very competitive. Reviewed on: 15th January 2026

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