Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use platform

Easy to use platform, great customer service Reviewed on: 15th January 2026

Excellent.

Excellent. Never a problem. Would fully recommend to all. Reviewed on: 15th January 2026

very good and effective account l

very good and effective account l Reviewed on: 15th January 2026

Never had an issue always in contact

Never had an issue always in contact Reviewed on: 15th January 2026

It's Zopa for me

Very easy to use ,customer service over the phone was excellent.highly recommend Reviewed on: 15th January 2026

It was an easy application and very straightforward

It was an easy application and very straightforward Reviewed on: 15th January 2026

Great experience

Found them efficient and very easy to complete. No fyss ir hassle and sirted in minutes Reviewed on: 15th January 2026

Great customer service would definitely recommend

Great customer service would definitely recommend Reviewed on: 15th January 2026

Quick easy stress free lending with easy access thro...

Quick easy stress free lending with easy access through a simple app Reviewed on: 15th January 2026

Easy to use app, nice card and good offers available...

Easy to use app, nice card and good offers available Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.90 from 3188 reviews
Select Credit Card
from Nationwide 3.82 from 14 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub