Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent Service Provider

Great credit card . Easy to apply and customer service is superb. App is easy to use and understand making payment with ease Reviewed on: 13th January 2023

Excellent

Really happy with the customer service and how they have been careful with my account Reviewed on: 13th January 2023

Very convenient

Well pleased with the hassle free service Reviewed on: 13th January 2023

Great service would strongly recommend.

It was easy to apply, and the decision was quick. Reviewed on: 13th January 2023

Excellent service

Always helpful, good stater card, very useful Reviewed on: 13th January 2023

Awesome reliable

Great company to have really helpful Reviewed on: 13th January 2023

No Hassle

Brilliant card, easy to use app, payments easy to do. Love it. Reviewed on: 13th January 2023

Good relationship

I am very excited to be working with zopa credit card. Quickly resolved to Customer service. Reviewed on: 13th January 2023

Very good credit card

I am happy with the credit card,I received very quick, I can do shopping online,at shop Reviewed on: 13th January 2023

Zopa credit card

I came accross this card when I was searching for a good card to build my credit. I applied and was approved for £250 a and I have been making payments and now my credit limit was increased to £1200 over a space of 8months. I am happy with my card. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub