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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brilliant Company

Always helpful, the app is amazing Reviewed on: 4th April 2022

Really straightforward clear banking

Versatile, easy to manage, clear Everything you need to manage banking Reviewed on: 3rd April 2022

Meri Georgieva

Easy to use . Correct and very helpful . Lot of options to use and improve credit scores Reviewed on: 3rd April 2022

Amazingly Simple.

Been with Zopa for a couple of months now and it was super simple to set up an account with them and can manage everything through their easy to use app. Definitely a good starter for anyone looking for a simple no-fuss credit card Reviewed on: 3rd April 2022

Not enough credit

Not enough credit will be provided. Reviewed on: 3rd April 2022

Helpful and easy

I have found Zopa so helpful and easy to use, unlike some other companies they keep me updated on everything and any charges aren't extortionate, so glad I chose them. Reviewed on: 3rd April 2022

Amazing!

Very good service, easy to understand with accompanying app. 10/10 Reviewed on: 3rd April 2022

Simple & straightforward

Very fast service. Would recommend. Reviewed on: 3rd April 2022

Recommendation

I would recommend your card to all my friends and I could to help you with your finances and to get on the straight and narrow highly recommended Reviewed on: 3rd April 2022

The best credit card for young adults

This is the only CREDIT card I’m aware of where you are not charged fees abroad. Perfect for my needs Reviewed on: 3rd April 2022

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