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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Very good and low interest

Love that it's low interest and the amount to pay back isn't to much Reviewed on: 4th April 2022

very good service

very good quick and effective service Reviewed on: 4th April 2022

Great help

Great help for low or abs credit. So easy to set up and use. Helpful app Reviewed on: 4th April 2022

Mega review for mega company

I have had a fantastic experience and what I love more is how easy it is to communicate with agents and without fail they go above and beyond to help Reviewed on: 4th April 2022

great company credit rebuilding

Easy and quick application. The Zopa app are easy to use. Reviewed on: 4th April 2022

Easy to set up and good communication

Very smooth set up and the app is very easy to use Reviewed on: 4th April 2022

Brilliant all rounder

The app is really easy to navigate, the borrowing power score is really useful and helps you to keep an eye on how you spend. Really helping to build my credit score! Reviewed on: 4th April 2022

Perfect 1st credit card

Great little credit card to build up your credit report. Reviewed on: 4th April 2022

Adam dawid

Very nice credit card zoopa chcialbym dostac wiecej Reviewed on: 4th April 2022

Just got a Zopa card but love it

Don’t have it long enough but still love what I see so far Reviewed on: 4th April 2022

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