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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy application

Very quick response ,card sent out very next day, Reviewed on: 13th January 2023

Has been very good

Has helped with building a better credit score Reviewed on: 13th January 2023

Credit card

Everything you need in a credit card with excellent customer service, would recommend if you looking for a good company for finance. Reviewed on: 13th January 2023

Fantastic

I applied got my credit card no hassle at all very easy to download on app and very easy manage Reviewed on: 13th January 2023

My best mate

Everyone has a best friend at some point in their life. Mine right now is Zopa, always there when needed. Easy to use app makes life that little bit easier. Plus lower rates than most cards,makes Zopa a great choice. My best mate in my wallet. Thanks Zopa Reviewed on: 13th January 2023

Card

Great service made up with the intreast xx very good card xx Reviewed on: 13th January 2023

Top

Very good service topppppp I’m really happy Reviewed on: 13th January 2023

Lifesaver

When I needed credit for an emergency Zopa cane through and helped a lot. Highly recommend Reviewed on: 13th January 2023

Best company out there

Zopa is the best company out there very lovely people Reviewed on: 13th January 2023

Excellent service

Top 5 stars helping myself getting back on track with my credit score. Giving me a chance. Reviewed on: 13th January 2023

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