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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Amazing company

Very helpfull and quick sercice. Reviewed on: 4th April 2022

Amazing customer service

Any issues I have had with the card company has been resolved swiftly and correctly Reviewed on: 4th April 2022

ZOPA A*

I can't say anything bad about ZOPA Reviewed on: 4th April 2022

Fast response with transactions in and out

Very fast response keeping your balance information up to date at that second in time. Reviewed on: 4th April 2022

Friendly customer services

Fast and efficient customer services when things go wrong. Reviewed on: 4th April 2022

Good service provided by them

My experience was very good with them Reviewed on: 4th April 2022

Is look like nice and fair

I’m happy to be with Zopa because is look nice and friendly Reviewed on: 4th April 2022

Happy

Very good app and easy to use. Thanks Zopa Reviewed on: 4th April 2022

Great

Great app where I can keep up to date with payments. Good communication from Zopa who inform me when I’m close to limit and when to act. Reviewed on: 4th April 2022

Zopa, zo good!

The Zopa card is easy to use, payments via the app are simple with an almost immediate receipt of payment notification - most cards take up to 2 working days. Brilliant! Reviewed on: 4th April 2022

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