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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Best credit card

Very good always Amazing card experience! And would recommend Zopa to friends/family’ Reviewed on: 13th January 2023

Easy to apply and set up

So far so good and they don’t let you have a credit limit which is beyond your means Reviewed on: 13th January 2023

Fits my need perfectly

Excellent support via the App. Card works reliably so you can depend on it. Brilliant for those wishing to improve their credit rating. Reviewed on: 13th January 2023

perfect credit card. low interest rates.

I'm so happy with the Zopa credit card. Low interest rate is the best thing that I could say about it. highly recommended. Reviewed on: 13th January 2023

1st class service

Straight forward easy to understand. App is user friendly. Well done zopa Reviewed on: 13th January 2023

faheem

really nice i like zopa Reviewed on: 13th January 2023

Great Credit Card

It has low interest rates and your money is credited instantly when paying your card bill. Reviewed on: 13th January 2023

Fantastic

Fantastic was accepted straight away Reviewed on: 13th January 2023

Perfect creditcard

It has a lower charging rate and constantly supports customers for their quarry. Appreciate every help am getting with Zopa and will keep up with my payment so I can have credit increasement soon. Thank you Zopa Reviewed on: 13th January 2023

Starter Pack

Great for anyone with bad credit and newly credit card holders, app is design to help monitor your spending and teaches you how to manage your card and spending Reviewed on: 13th January 2023

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