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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great

Very good service and great customer service Reviewed on: 22nd July 2022

Very unprofessional service!

Very unprofessional service! The worst company! I only had problems with them! avoid as much as possible! problems, problems and problems again! A very small problem that has not been solved for several months and come with generic messages, avoid! Reviewed on: 25th May 2022

Very helpful

Very good service helpful people and both myself and my wife agree Reviewed on: 29th April 2022

Excellent Service

Great credit card, so easy to set up and they keep you up to date with information. App user friendly. No problems whatsoever. Cracking company to be with Reviewed on: 14th April 2022

How it should be!

Great app/Features/Customer service. I love zopa Reviewed on: 13th April 2022

Fantastic

Fantastic credit card staff helpful when I call them Reviewed on: 9th April 2022

Very good

Very informative with how they do things and let you know how you are spending and helpful Reviewed on: 8th April 2022

Excellent

Great app and great customer service. Reminder txt ans easy ways to pay Reviewed on: 7th April 2022

Zopa credit card

App keeps things simple, to make it easy to get on top off. Payments are notified promptly and payment to tge card dealt with in minutes. No 2 working day rubbish. Reviewed on: 5th April 2022

First class

What can I say but spot on first class fantastic Reviewed on: 5th April 2022

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