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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Top card

Used the card to rebuild my credit score Reviewed on: 14th January 2023

Very good

I am use Zopa credit card.it’s very good Reviewed on: 13th January 2023

Best credit card company by a mile

Excellent company. Online app is the best ever. Never had any issues. Recommend to everyone Reviewed on: 13th January 2023

Easy to apply, easy to use.

Easy to use, easy to pay. A good credit card. Reviewed on: 13th January 2023

Zopa is a responsible credit card issuer

My credit rating was low and Zopa approved a credit card with a low limit to help me improve my rating. Reviewed on: 13th January 2023

Mr

Very satisfied easy to access to the app Reviewed on: 13th January 2023

Best ever company.

Very nice to use the app and very friendly staff over the chat app. Reviewed on: 13th January 2023

Proper zopa

Zopa is a great credit cars full of surprises Reviewed on: 13th January 2023

Card has been great

For me it has great every time I have used it Reviewed on: 13th January 2023

Simple and easy

Easy way to control the amount each month. Reviewed on: 13th January 2023

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