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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Very good

5
Easy to apply for and use they keep you updated and informed of any changes and are always available to help you.the app is great and easy to use. Reviewed on: 14th January 2023
Alexander Stewart 's avatar
Alexander Stewart

Best credit ever I had

5
Best credit card ever I enjoyed . I built up my credit score . Reviewed on: 14th January 2023
Siva 's avatar
Siva

Simple, quick and manageable

5
Online service is effortless, the rate is competitive. I’ve never had to call the once for anything. All I need is online and can self managed. Reviewed on: 14th January 2023
Declend Northcott's avatar
Declend Northcott

No.1.

5
Always there when you need them. Reviewed on: 14th January 2023
Ken Gorley's avatar
Ken Gorley

The best

5
Brilliant credit card company it's got brilliant offers and good car finance too Reviewed on: 14th January 2023
Andy May's avatar
Andy May

Very good

4
Very good service easy to deal wirh would recommend to Reviewed on: 14th January 2023
Paul Wildner's avatar
Paul Wildner

Credit card

5
Really easy to apply . I like the fact the app notifies you whenever the card has been used , and in the app they offer more services, very well presented app and very useful Reviewed on: 14th January 2023
petecaine306@icloud.com's avatar
[email protected]

Bad credit

5
This is the only company that would touch me with a credit card when I needed one as I have had a bad credit rating over the last few year's,but I've been working hard to improve and it's going up. Reviewed on: 14th January 2023
Michelle Tock 's avatar
Michelle Tock

Flexible

5
Flexible, easy to use. Good customer service Reviewed on: 14th January 2023
susan.kelly1960@yahoo.co.uk's avatar
[email protected]

Excellent lender

5
Highly recommended. Thankyou Zopa Reviewed on: 14th January 2023
cool chronicles's avatar
cool chronicles

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