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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

A credit company who has great customer service

A credit company who has great customer service Reviewed on: 15th January 2026

Customer service is great

No problem. I did have a company trying to take money from card which thankfully Zopa declined. When I contacted them card canx and new one on the way. Reviewed on: 15th January 2026

Always a pleasure especially if you need advice or n...

Always a pleasure especially if you need advice or need to speak to someone for help. Reviewed on: 15th January 2026

Great to deal with easy to deal with customer servic...

Great to deal with easy to deal with customer service top notch Reviewed on: 15th January 2026

Gave me a chance

Credit score wasn’t great, I have been a customer since 2022, can not fault them Reviewed on: 15th January 2026

Good review

Easy too communication app easy too understand Reviewed on: 15th January 2026

Great service, easy to use app and website, good com...

Great service, easy to use app and website, good communication Reviewed on: 15th January 2026

My favourite card

Any issues I’ve had have been resolved very quickly . Great customer service . Such a handy card to have Reviewed on: 15th January 2026

Great app and easy to use, sensible with limits

Great app and easy to use, sensible with limits Reviewed on: 15th January 2026

Helpful staff

Very nice and friendly staff thats there to help you and are very understanding Reviewed on: 15th January 2026

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