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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Good up to date information, prompt customer service...

Good up to date information, prompt customer service if needed. Easy to use app. Good value for money Reviewed on: 15th January 2026

Never had any issues and the app is great and easy t...

Never had any issues and the app is great and easy to manage Reviewed on: 15th January 2026

Excellent service

Always had an excellent and professional service from zopa Reviewed on: 15th January 2026

I have no problem with Zopa.

I have no problem with Zopa. Thay have helped me when i have had troble with my card Reviewed on: 15th January 2026

Any problems are sorted quickly without fuss.

Any problems are sorted quickly without fuss. Easy and clear to understand what happening Reviewed on: 15th January 2026

Very good when I had problems helped me to understan...

Very good when I had problems helped me to understand what I was doing wrong Reviewed on: 15th January 2026

Great company

Never had a problem with zopa, when I needed a loan it was there for me straight away.. paid back early with minimal charges Reviewed on: 15th January 2026

Simple to use app

Quick and simple proces, Regular updates. Reviewed on: 15th January 2026

Easy straightforwards no issues.

Easy straightforwards no issues. App is clean and easy. Application also easy and straightforwards. Reviewed on: 15th January 2026

Customer service is excellent.

Customer service is excellent. You can talk to a human being. I made a mistake with my account and it was sorted out almost immediately. Very impressive. Reviewed on: 15th January 2026

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