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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42952 reviews)

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4.93

Based on 42,952 reviews, last reviewed 7th Mar 2026

260200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

All services are good well inform with products All services are good well inform with products Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42952)

No issues , fast payments and statements

Every on line , no need for paper copies Reviewed on: 13th January 2023

Easy to use, quick decision.

Low interest card, quick decision to apply. Reviewed on: 13th January 2023

Good company

Good company had no issues straight forward and easy Reviewed on: 13th January 2023

Good

Easy to use I’ll recommend this credit card to anybody I think it’s the best Reviewed on: 13th January 2023

Helpful

Very helpful and friendly service. Happy to recommend Reviewed on: 13th January 2023

Very good

Easy phone app, good service, can view pin on app if you forget, a good credit card, went over limit by accident and didn’t get charged. Reviewed on: 13th January 2023

Brilliant

Brilliant and easy to use love it Reviewed on: 13th January 2023

.Excellent customer service

. Excellent customer service and very helpful Reviewed on: 13th January 2023

Excellent card provider

Really happy with the service I have received and the app is faultless Reviewed on: 13th January 2023

Simple

Nothing is a problem for them and customer services are always very helpful, I have never had any problems with Zopa and have recommended them many a time. All their services are simple to use and quite self explanatory. Reviewed on: 13th January 2023

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