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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Credit card and loan

5
Very quick with applications and correspondence and customer focused Reviewed on: 13th January 2023

Excellent

5
It was quick and fast to apply for my card. Very good customer service Reviewed on: 13th January 2023

Fantastic

5
Best card I ever used, easy and friendly Reviewed on: 13th January 2023

Brilliant credit card

5
Very good credit card and work well with me as a customer can't fault them at all first class Reviewed on: 13th January 2023

Simple and straightforward

5
Amazing and easy to use!! Can’t recommend highly enough!! Reviewed on: 13th January 2023

Helpful and honest

5
Great company who operate in a safe and honest manner Reviewed on: 13th January 2023

Easy to use there app

5
Easy to use there app not pushy Reviewed on: 13th January 2023

Great company, transparent and fair

5
Transparent company, super friendly staff, the app is great - especially when forgotten your pin! can't reccomend enough 10/10 Reviewed on: 13th January 2023

Fabulous

5
So helpfully they know how to help you Reviewed on: 13th January 2023

Excellent

5
Highly recommended for all... easy application quick approved...easy to use Reviewed on: 13th January 2023

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