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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit card of the year

Best credit card I have ever had Reviewed on: 13th January 2023

Fantastic credit card

Fantastic credit card and brilliant app. Card payments clear really quickly on the app, no waiting around! Reviewed on: 13th January 2023

My opinion has changed

When I first got this credit card it was to help with my credit rating. I am 62 and not very familiar with tech. I was very apprehensive as credit cards have got me into debt in the past. However, the facility of sending me notification immediately I use the card, and the added bonus of having the app to see my balance and be able to pay anytime has really helped me to stay in control. Thank you Zopa. Reviewed on: 13th January 2023

Easy app

The app that Zopa provides is easy to understand and helps you keep track of what you spend and customer service are they helpful Reviewed on: 13th January 2023

Good quality credit card

It’s a good quality credit card with low interest rates and easily contactable Reviewed on: 13th January 2023

Absolutely brilliant company

They have been flawless with me. Reviewed on: 13th January 2023

Great company

Fantastic credit company and really easy to use app Reviewed on: 13th January 2023

Excellent service

Very a easy to apply and the app is good Reviewed on: 13th January 2023

Quality credit card

The staff are simply superb,zopa are a very thoughtful provider Reviewed on: 13th January 2023

Flawless

Zopa offers a brilliant system to manage your account and repayment. Everything is at the touch of a button and really easy and simple to use. The customer services are also very good. Quick to answer and respond to any queries or issues you may have. All in all a great provider. If only all were the same, finances would be so much easier. Reviewed on: 13th January 2023

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