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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,971 reviews, last reviewed 7th Mar 2026
262000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It was all very clear the information was good and p... It was all very clear the information was good and precise. I felt I was well informed of the process. Reviewed on: 7th March 2026
Nasreen Iqbal's avatar
Nasreen Iqbal

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42971)

Better then other Banks

5
Very helpful good staff get the job to unlike other Banks Reviewed on: 13th January 2023
M Gatt 's avatar
M Gatt

Decent

5
Nice app easy to use and decent percentage for not best credit rating. Reviewed on: 13th January 2023
Marcin Grzymkowski's avatar
Marcin Grzymkowski

They are for everyone,

5
They are for everyone and there is no race , no VIP , no royalty but people only. Reviewed on: 13th January 2023
Fiaz Saleem's avatar
Fiaz Saleem

Credit card

5
Great product and easy to use . Friendly customer service Reviewed on: 13th January 2023
stewart ramage's avatar
stewart ramage

Great customer service

5
The best credit card company around, good rates and absolutely the best customer service and care out there by far Reviewed on: 13th January 2023
Ben Castell's avatar
Ben Castell

Great credit card

5
Arrived quickly and was an easy application. The credit cushion is a great addition! Reviewed on: 13th January 2023
Hannah's avatar
Hannah

Amazeing company

5
Help with everything start finish keep Updated all times Reviewed on: 13th January 2023
Christine scott 's avatar
Christine scott

Very Fair Company

5
They offer several lines of credit and deal each application on a fair and open basis Reviewed on: 13th January 2023
Nicholas Boosey's avatar
Nicholas Boosey

Responsible and easy to navigate

5
I have a low limit and have never missed a payment. Usually pay in full but not always. Never had any problems with Zopa so I'll carry on using them. Reviewed on: 13th January 2023
Andrew Hilton 's avatar
Andrew Hilton

No issues , fast payments and statements

5
Every on line , no need for paper copies Reviewed on: 13th January 2023
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