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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42990 reviews)

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4.93

Based on 42,990 reviews, last reviewed 7th Mar 2026

263800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant Everything was dealt with without any hassle,fast to set up and explanations of everything as you went along. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42990)

Functional & easy to use

Nothing could be simpler. Easy, adaptable & useful Reviewed on: 13th January 2023

Professional and efficient

I have found Zopa very helpful, efficient professional Reviewed on: 13th January 2023

Really straight forward card with no hidden corners to navigate. 100%

This card has literally changed my life in financial management. Reviewed on: 13th January 2023

0% interest

0% interest for 3 months has been really good,and the app is clear and easy to use Reviewed on: 13th January 2023

Worth every effort to obtain

Helpful staff in CS. Clear T&C’s and no nasty surprises. Reviewed on: 13th January 2023

Great

Great Great great great……………………. Reviewed on: 13th January 2023

Fantastic

Just a great card and even better customer service and the app is the best. Reviewed on: 13th January 2023

Quality service

Easy app and customer service very good Reviewed on: 13th January 2023

Stunning, human lending

From the offset Zopa have been clear, considerate and approachable - exceedingly good customer service, beautifully clear navigation of the product and unparalleled assistance in the somewhat complicated world of credit and fiscal futures. Reviewed on: 13th January 2023

Better then other Banks

Very helpful good staff get the job to unlike other Banks Reviewed on: 13th January 2023

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