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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Valued, supported customers

Always feel valued and supported, open, honest communication, all round great service Reviewed on: 13th January 2023

Great for credit rating

I had really bad credit over the last few months, having applied when loads of other providers rejected me, zopa credit card accepted me and this really helped me and my credit has vastly improved and really helped me financially Reviewed on: 13th January 2023

Fantastic card

I have had my card for a while now the app is easy to use and it alerts you every time to spend Reviewed on: 13th January 2023

Good to get started

It's a great one to stay up with to help with small credit to build your credit ratings up & easy to set up a DD to repay borrowing Reviewed on: 13th January 2023

Brilliant credit builder

Great credit builder and fantastic app. Simple and easy to use Reviewed on: 13th January 2023

Great

Easy to use and payments are easy to pay Reviewed on: 13th January 2023

Good

It is a good company and easy to use. Reviewed on: 13th January 2023

Plastic fantastic

Easy app great service good limits what more can i say perfect. Reviewed on: 13th January 2023

Awesome experience!

Very simplistic and well thought through customer expeience. Making banking easy, seemless and so manageble. Reviewed on: 13th January 2023

Excellent service

Easy to apply and simple to use app with all the information you need to monitor your account. Reviewed on: 13th January 2023

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