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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44343)

Best card

5
I'm using this card long time best best from everyone Reviewed on: 13th January 2023
Waqas 's avatar
Waqas

Excellent service

5
Always happy to help and to keep you on track Reviewed on: 13th January 2023
Julia Cummings's avatar
Julia Cummings

Very easy to use and fantastic app

5
East to use, straigh forward to setup. Very quell design app to keep you inform of all things. Reviewed on: 13th January 2023
Marcos Monteferrante's avatar
Marcos Monteferrante

Excellent

5
Amazing credit card and easy to use Reviewed on: 13th January 2023
Twumasi Addo's avatar
Twumasi Addo

Excellent

5
The best credit csrd provider , easy access app Reviewed on: 13th January 2023
Adil Mohamed's avatar
Adil Mohamed

Keep you well informed

5
Get alerts straight away when you speak and a great APR. Greasy with advice to increase score too Reviewed on: 13th January 2023
walk.alone@hotmail.co.uk's avatar
[email protected]

Great flexible card.

5
Love my Zopa card. Can use it anywhere and low rate too. Reviewed on: 13th January 2023
itsgaryh@icloud.com's avatar
[email protected]

Highly recommend

5
Highly recommend company to go with for your credit card. Easy to apply for and helpful with any issues/questions if needed. App is really easy to use also Reviewed on: 13th January 2023
deanna.carter44@yahoo.co.uk's avatar
[email protected]

Outstanding Service

5
I was sceptical about having a credit card, but Zopa have changed my attitude. Exemplary service, always keep me informed and support is always at hand. Will recommend to friends and family Reviewed on: 13th January 2023
Damon's avatar
Damon

The best credit card I have so far

5
Simply the best credit card so far for me their customer service is one of the best Reviewed on: 13th January 2023
Sol Adjei's avatar
Sol Adjei

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