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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 43,027 reviews, last reviewed 7th Mar 2026
267300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good credit card service Very good customer service and the app is really easy to use. Reviewed on: 7th March 2026
John H's avatar
John H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43027)

Excellent choice of card

5
Easy to apply for good customer service and great benefits too Reviewed on: 13th January 2023
Tim Gibbs's avatar
Tim Gibbs

Hassle free lending

5
I have had regular contact and suitable affordable credit increases. Reviewed on: 13th January 2023
Edward Wright's avatar
Edward Wright

Supa Zopa

5
Helped me on to the credit builder after being in direstraits , Never looked back Competitive rates and get better as you build your credit Reviewed on: 13th January 2023
Clint's avatar
Clint

Good all round company

5
Easy to use app and communication between company and client. Notifications make it easy to see what spends have been recently done Reviewed on: 13th January 2023
Nrevs's avatar
Nrevs

Exceptional credit card with good offers

5
The monthly interest rate is very good Reviewed on: 13th January 2023
YILMAZ SIL's avatar
YILMAZ SIL

Service

5
Excellent service, easy application, great company Reviewed on: 13th January 2023
darren49's avatar
darren49

Easy process

5
No hassle and straight forward. Would definitely recommend Reviewed on: 13th January 2023
Stella Rooke's avatar
Stella Rooke

Simple and easy

5
A great card to build up your credit score. Easy to use, works well with the app. Great support if ever needed. Reviewed on: 13th January 2023
paulb's avatar
paulb

Great customer service!

5
Easy to use app, regular updates and great customer service Reviewed on: 13th January 2023
Becky's avatar
Becky

Great service, great card happy alround

4
Use my card frequently happy with all connected features.would recommend to other customers. Reviewed on: 13th January 2023
wayne gowton's avatar
wayne gowton

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