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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Flawless

Zopa offers a brilliant system to manage your account and repayment. Everything is at the touch of a button and really easy and simple to use. The customer services are also very good. Quick to answer and respond to any queries or issues you may have. All in all a great provider. If only all were the same, finances would be so much easier. Reviewed on: 13th January 2023

Valued, supported customers

Always feel valued and supported, open, honest communication, all round great service Reviewed on: 13th January 2023

Great for credit rating

I had really bad credit over the last few months, having applied when loads of other providers rejected me, zopa credit card accepted me and this really helped me and my credit has vastly improved and really helped me financially Reviewed on: 13th January 2023

Fantastic card

I have had my card for a while now the app is easy to use and it alerts you every time to spend Reviewed on: 13th January 2023

Good to get started

It's a great one to stay up with to help with small credit to build your credit ratings up & easy to set up a DD to repay borrowing Reviewed on: 13th January 2023

Brilliant credit builder

Great credit builder and fantastic app. Simple and easy to use Reviewed on: 13th January 2023

Great

Easy to use and payments are easy to pay Reviewed on: 13th January 2023

Good

It is a good company and easy to use. Reviewed on: 13th January 2023

Plastic fantastic

Easy app great service good limits what more can i say perfect. Reviewed on: 13th January 2023

Awesome experience!

Very simplistic and well thought through customer expeience. Making banking easy, seemless and so manageble. Reviewed on: 13th January 2023

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