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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43058 reviews)

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4.94

Based on 43,058 reviews, last reviewed 7th Mar 2026

270300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I struggled with credit for a long time. I struggled with credit for a long time. Zopa have been amazing and helped when no one else would. I definitely recommend you give them a try Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43058)

Thanks for zopa

Help full from zopa Nice to access in app Reviewed on: 13th January 2023

No hassle

Easy fast and quick to reply. No hassle credit. Reviewed on: 13th January 2023

Fab

Great company and app fabulous to work Reviewed on: 13th January 2023

Great product

Quick decision, easy to set up Will use services again Reviewed on: 13th January 2023

Easy to use

App,s and payment very easy and always updating when and how much I spend Reviewed on: 13th January 2023

Perfect

It’s a easy quick and safe it’s a one of the best company Reviewed on: 13th January 2023

Credit card

Great credit card and easy use with Google pay app. Highly recommended Reviewed on: 13th January 2023

Great company's

Perfect transactions. Thankyou..I would recommend to any body. Reviewed on: 13th January 2023

Cc

Doesn't raise credit limit over the last year Reviewed on: 13th January 2023

Great customer service

Very easy to use. Very easy to apply for. Reviewed on: 13th January 2023

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