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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Excellent service

5
Easy to apply and simple to use app with all the information you need to monitor your account. Reviewed on: 13th January 2023

Best card

5
I'm using this card long time best best from everyone Reviewed on: 13th January 2023

Excellent service

5
Always happy to help and to keep you on track Reviewed on: 13th January 2023

Very easy to use and fantastic app

5
East to use, straigh forward to setup. Very quell design app to keep you inform of all things. Reviewed on: 13th January 2023

Excellent

5
Amazing credit card and easy to use Reviewed on: 13th January 2023

Excellent

5
The best credit csrd provider , easy access app Reviewed on: 13th January 2023

Keep you well informed

5
Get alerts straight away when you speak and a great APR. Greasy with advice to increase score too Reviewed on: 13th January 2023

Great flexible card.

5
Love my Zopa card. Can use it anywhere and low rate too. Reviewed on: 13th January 2023

Highly recommend

5
Highly recommend company to go with for your credit card. Easy to apply for and helpful with any issues/questions if needed. App is really easy to use also Reviewed on: 13th January 2023

Outstanding Service

5
I was sceptical about having a credit card, but Zopa have changed my attitude. Exemplary service, always keep me informed and support is always at hand. Will recommend to friends and family Reviewed on: 13th January 2023

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