Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Mr Pj Dj

Great options, credit card is awesome Reviewed on: 13th January 2023

Does the job. No hassle

Great service and product. App works well and they inform you without bombarding you. Reviewed on: 13th January 2023

Probably the best credit card I could have

So far Zopa credit card is the best, you can transfer money, not high interest fee's, you can use it everywhere in the world. Reviewed on: 13th January 2023

Excellent

Excellent rates low interest and all round Excellent service Reviewed on: 13th January 2023

Excellent credit card

Very happy with my credit card from Zopa. Reviewed on: 13th January 2023

Ideal

Ideal credit card, app is really easy to use perfect for me Reviewed on: 13th January 2023

Brilliant

Very friendly, very supportive and responsible Reviewed on: 13th January 2023

Easy

Very easy and the mobile app is really useful and user friendly Reviewed on: 13th January 2023

Very friendly.

I like the way I get notifications whenever I buy something.i also like how easy it is to make payments Reviewed on: 13th January 2023

Easy to keep track of spending

Zopa has an app which is user friendly. Helps keep track of your spending. Also very easy ways make your repayments all through the app. Especially like the helpful tips to improve your credit rating. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.81 from 2525 reviews
Credit builder card
from thimbl. 4.92 from 18 reviews
Balance Plus
from Capital One 3.43 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub