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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

So much less stress than other cards!

Everything is so simple with zopa! No small print flaws or problems Reviewed on: 13th January 2023

Brilliant

Outstanding service they provide. No hassle no fuss just a straight honest service. Reviewed on: 13th January 2023

Zopa

This is best service provider when I’m looking for help this is best services provider. Reviewed on: 13th January 2023

Trusted me for a credit card

I had some financial issues in the past and struggled to get a credit card. Zopa accepted me and I feel like they looked at more than just my financial past. Getting a card with them is helping me to rebuild my credit history. Anyone who needs to build their credit score, I would highly recomend you apply for a Zopa credit card. Reviewed on: 13th January 2023

Brilliant carx

Super fab card. The app is awesome probably the best card on the market I think. M Reviewed on: 13th January 2023

Best credit card company

Zopa is the best credit card company I have used. There app is really easy to use and there customer service is great. Reviewed on: 13th January 2023

Great company

Just the ticket…… simple!! Just the ticket…… simple Reviewed on: 13th January 2023

Why the Credit Card Good

I use Zopa on an as-when basis. If I want something, I have to think about it before. Not now, Depending on the price, I will not exceed my budget limit. I pay on time and the full amount. It is quick, simple and painless. I would recommend ZOPA to anyone. The App is quick and easy to navigate through. Reviewed on: 13th January 2023

Easy to manage

I use this credit card for holidays,birthdays and Christmas presents Reviewed on: 13th January 2023

Amazing

Really easy app and great customer service %100 recommended Reviewed on: 13th January 2023

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