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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Responsible and professional

They takes your circumstances in consideration Reviewed on: 13th January 2023

Easy and informative

The way that the application works and the supporting features makes this card stand out! Reviewed on: 13th January 2023

Exactly as it says on the tin!

Fabulous company and ethos, super easy application- no nonsense. Card and pin received on time and app swift and manageable! Reviewed on: 13th January 2023

No hassle, easy to use

Zopa we’re willing to give us a credit card when our bank wouldn’t despite our high credit score. It was easy to set up, easy to access with their brilliant app, easy to access our statements and easy to pay the balance. You can even access your pin through the app if you forget. Absolutely brilliant, we would 100% recommend to anybody and can’t imagine going anywhere else for a card. Reviewed on: 13th January 2023

Simple clear management

The product was simple to apply for and manage . With a easy to use app that keeps you in control Reviewed on: 13th January 2023

A brilliant card that is well managed and with manageable limits

Nothing but joy and pride to have a Zopa credit card Reviewed on: 13th January 2023

Card

Very happy with them and the support they give Reviewed on: 13th January 2023

Transparent and easy

It's a great services that easily puts you in control. Reviewed on: 13th January 2023

Customer friendly.

Zopa provides an efficient financial product in my view with Apps easy to manage, use. Reviewed on: 13th January 2023

Fantastic card

Its a great card very handy for funds until pay day. Reviewed on: 13th January 2023

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