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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

nice

Nice and handy credit card, really helped me out when I was on needed especially with 9months 0 % interes on balance transfer! Reviewed on: 13th January 2023

Gave me a chance

Low credit score. But Zopa believed in me and that I am so grateful Reviewed on: 13th January 2023

Excellent

I love having this card and it helps to build up my credit score Reviewed on: 13th January 2023

Straight forward credit card

Found Zopa application forms easy to complete and great customer service. Reviewed on: 13th January 2023

Service

Zopa is an amazing service. I’d definitely pass zopa on to family members Reviewed on: 13th January 2023

Best App yet

Managing a Zopa card is so easy. Where most take 2-3 days for a payment to reflect, with Zopa it is immediate. It makes managing money so much easier and their customer service is far and above any other provider I've tried. Reviewed on: 13th January 2023

Individually & No Hidden Fees

I've been using this credit card company for over a year & I have to say I'm impressed!! Updates are informative & easy to understand, credit given is tailored to you & manageable. I'd definitely recommend Zopa Reviewed on: 13th January 2023

Excellence

Excellent service at highly competitive rate. Reviewed on: 13th January 2023

One of the credit card company

Love zopa because zopa wos the first company to give me ah credit card love zopa Reviewed on: 13th January 2023

Straight forward app

Quick response time. no hassle, easy straight forward app to use for any quires and making payment Reviewed on: 13th January 2023

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