Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Excellent credit card

Very good service , excellent ,fast response,good to recommend to friends and others Reviewed on: 13th January 2023

Just easy to understand and good product

Nice and easy app and no problems with it as yet Reviewed on: 13th January 2023

Very good

Good credit card with no alarming interests Reviewed on: 13th January 2023

Great service

Credit card is straightforward and simple to use. Reviewed on: 13th January 2023

Good credit card company

I have had a good experience with zopa credit card , and there some good money managing tools that you can access when a member. Interest rate is good compared to most cards.Fair lender Reviewed on: 13th January 2023

Excellent product

Easy to apply and swift delivery of card Reviewed on: 13th January 2023

Excellent!

Can’t fault Zopa as a lender. Would 100% recommend! Reviewed on: 13th January 2023

Helping me stay within my credit limit

Opportunity to give you buffer for unexpected situations Reviewed on: 13th January 2023

Fantastic!

Every time there for me to help,is a quick card and amazing to have a Zopa card Reviewed on: 13th January 2023

Good service

Great service and fantastic app. Very easy to use Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Flex Purchase credit card
from Monzo 4.97 from 3170 reviews
British Airways credit card
from American Express 4.44 from 87 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69075 reviews
Current account
from Zopa 4.93 from 6576 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub