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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Back on track

I love this credit card APP helps you keep up to date Helping me to build my credit score back up Reviewed on: 13th January 2023

Could not ask for a better company.

After many years of getting by but still being financially ok. No company would entertain for me a credit card. Having a young family that extra help is always needed. Applied for Zopa after being refused many times before by other companies. They accepted me and have been amazing ever since. Very manageable and any queries they help in an instant. Couldn’t ask for more. Perfect. Reviewed on: 13th January 2023

Excellent service

Hassle free,sufficient credit amount,easily managed Reviewed on: 13th January 2023

Zopa credit card gives me confidence in the safety of its use

Great product, every time I use the card I am told where and how much which gives me confidence that I have visibility of my money at all times Reviewed on: 13th January 2023

Good service

Very informative way of conducting business and helpful to customers. Reviewed on: 13th January 2023

Good card

Very good card easily accepted very helpful Reviewed on: 13th January 2023

Great and easy to use

App very easy to use and everything explained well Reviewed on: 13th January 2023

Easy to use

Support is top notch and is easy to use, understand and navigate. Reviewed on: 13th January 2023

Simple & Easy

Easy to manage through the app. Great rates Reviewed on: 13th January 2023

Great card

Easy to use, great app and clear apr Reviewed on: 13th January 2023

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