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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Best card

Decent interest rates and provide to people with bad credit Reviewed on: 13th January 2023

Easy for use, fast credit limits increase

I started with just 200£. And used it for small daily expenses! After I received increase and now I can shop more Reviewed on: 13th January 2023

Great service

Highly recommended credit card provider, Reviewed on: 13th January 2023

Best credit card

Always been good for my needs and spending requirments Reviewed on: 13th January 2023

Great company very helpful

Straight talking and very good with people who need help. Reviewed on: 13th January 2023

Zopa

it's a good credit card. easy to use the application and no problem with contact Reviewed on: 13th January 2023

Good credit card

Keep you updated about upcoming credit score Reviewed on: 13th January 2023

Always helpful

Fantastic app to stay on top, easy to use. Never bother you apart from emailing borrowing power and statement, flexible with payments. Lovely staff Reviewed on: 13th January 2023

Help, when needed.

I struggled to get a credit card with a respectable credit limit. Zopa approved me and I'm happy they did as it has helped me out with various things. Reviewed on: 13th January 2023

Fast , efficient service

Fast efficient service , application Process simple and efficient Reviewed on: 13th January 2023

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