Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Easy and simple credit card

Zopa is good credit card for rebuilding your credit file which it has helped me, the app is also very user friendly and one of the better apps I have used. Reviewed on: 13th January 2023

Helpful bank

A great place to get a low Apr loan and credit card all in one place with a weekly update on your credit file helps you keep track Reviewed on: 13th January 2023

Consumer friendly

Easy to use app ,transport and advisory 24hr service Reviewed on: 13th January 2023

Visa credit

Nice to have a zopa credit card Reviewed on: 13th January 2023

Excellent control of account

Ease of use is a breath of fresh air compared to some of my other cards. Very impressed over all. Reviewed on: 13th January 2023

Understanding

Zopa accepted me as I am and have been very supportive I pay extra to keep above what is required and its made me feel good again thank you Zopa Reviewed on: 13th January 2023

Best credit card

Easy to apply, easy to use the app, good rate , best credit limit in regarding personal affordability Reviewed on: 13th January 2023

Great service, great product

My Zopa card is so easy to use when I make a payment back to my balance it goes on my account straight away unlike other credit card companies Reviewed on: 13th January 2023

Great card

Amazing customer experience Reviewed on: 13th January 2023

Best app

User friendly app and good customer service Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.32 from 891 reviews
Aquis Card
from Vanquis 4.31 from 41 reviews
Credit card
from Vanquis 4.24 from 561 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69075 reviews
Current account
from Zopa 4.93 from 6577 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub