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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best card

Decent interest rates and provide to people with bad credit Reviewed on: 13th January 2023

Easy for use, fast credit limits increase

I started with just 200£. And used it for small daily expenses! After I received increase and now I can shop more Reviewed on: 13th January 2023

Great service

Highly recommended credit card provider, Reviewed on: 13th January 2023

Best credit card

Always been good for my needs and spending requirments Reviewed on: 13th January 2023

Great company very helpful

Straight talking and very good with people who need help. Reviewed on: 13th January 2023

Zopa

it's a good credit card. easy to use the application and no problem with contact Reviewed on: 13th January 2023

Good credit card

Keep you updated about upcoming credit score Reviewed on: 13th January 2023

Always helpful

Fantastic app to stay on top, easy to use. Never bother you apart from emailing borrowing power and statement, flexible with payments. Lovely staff Reviewed on: 13th January 2023

Help, when needed.

I struggled to get a credit card with a respectable credit limit. Zopa approved me and I'm happy they did as it has helped me out with various things. Reviewed on: 13th January 2023

Fast , efficient service

Fast efficient service , application Process simple and efficient Reviewed on: 13th January 2023

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