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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Great

Great easy to use and well laid out structure Reviewed on: 13th January 2023

Always there when you need them

The answer is always in front of you Reviewed on: 13th January 2023

Modern and friendly company

Easy to deal with and manage account. Reviewed on: 13th January 2023

Zopa

Zopa is a versatile and easy to use as well as very transparent through the app and alerts for your spending as it happens etc Reviewed on: 13th January 2023

Amazing

So easy to use. Very happy with my experience. You get offered an increased credit limit as soon as they see you keep update with payments. App is super easy to use and keep an eye on everything you need to know. Reviewed on: 13th January 2023

Very easy to use app great!

Smooth transactions, never any issues, works great! Reviewed on: 13th January 2023

Very good

Great credit card good customer service Reviewed on: 13th January 2023

Fantastic

Excellent card and service such an easy card to use and customer support is great Reviewed on: 13th January 2023

Ease of app and good service

Easy to use funds clear straight away. Reviewed on: 13th January 2023

Says what it does on the tin

Simple straight forward no nonsense service brilliant Reviewed on: 13th January 2023

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