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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Everything is so simple

Very happy with my Zopa credit card. The Zopa App makes everything so simple to use which really helps me monitor how much I spend, when the next payment is due, the payments options and estimates interest depending how much of the balance I pay off. I’m yet to incur any interest on the money I have spent using the Zopa Credit Card and I put that down to the simplicity of the Zopa App. Reviewed on: 13th January 2023

First class company

Zopa make everything so easy and are always on hand to help out Reviewed on: 13th January 2023

Customer friendly and easy to use

Very easy customer experience, easy to handle disputes and instant balance reflection (other card providers take a few days to show) making it easier to manage my money. Great looking card too which is always a bonus Reviewed on: 13th January 2023

Just a super friendly company

Can’t sing their praises high enough, no fuss, crystal clear policies, nonsense attitude, it’s a pleasure to be with them Reviewed on: 13th January 2023

Great no fuss card

Easy & transparent with the best rates Reviewed on: 13th January 2023

Best company Zopa

helped me a lot to raise my credit score is one of the best companies I recommend with confidence Reviewed on: 13th January 2023

Great card

Easy to use, great app, excellent customer service.. Highly recommended Reviewed on: 13th January 2023

So helpful

Zopa is so helpful they also help you look after your money the best credit card for poor or bad credit Reviewed on: 13th January 2023

Would recommend

I took out this credit card to improve my then non existent credit. My credit score has improved and zopa have been very easy to work with. Customer service has also been very good each time I've called. Reviewed on: 13th January 2023

Excellent service

Zopa is friendly user credit card with an app that is very easy Reviewed on: 13th January 2023

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