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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great

Great easy to use and well laid out structure Reviewed on: 13th January 2023

Always there when you need them

The answer is always in front of you Reviewed on: 13th January 2023

Modern and friendly company

Easy to deal with and manage account. Reviewed on: 13th January 2023

Zopa

Zopa is a versatile and easy to use as well as very transparent through the app and alerts for your spending as it happens etc Reviewed on: 13th January 2023

Amazing

So easy to use. Very happy with my experience. You get offered an increased credit limit as soon as they see you keep update with payments. App is super easy to use and keep an eye on everything you need to know. Reviewed on: 13th January 2023

Very easy to use app great!

Smooth transactions, never any issues, works great! Reviewed on: 13th January 2023

Very good

Great credit card good customer service Reviewed on: 13th January 2023

Fantastic

Excellent card and service such an easy card to use and customer support is great Reviewed on: 13th January 2023

Ease of app and good service

Easy to use funds clear straight away. Reviewed on: 13th January 2023

Says what it does on the tin

Simple straight forward no nonsense service brilliant Reviewed on: 13th January 2023

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