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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Credit with no hassle

I have a few credit cards with an active balance, but, I never get any hassle off zopa. One other provider, who shall remain anonymous, is constantly telling you how close to your limit you are, and how you could be fined for going over your limit. It's patronising to say the least. Reviewed on: 13th January 2023

Credit card

Very good and helpful would tell anyone about the service I had Reviewed on: 13th January 2023

A great card

A great card with a good easy to use app. Would recommend. Reviewed on: 13th January 2023

Excellent product

Thank you for Zopa. Everything is clear. Reviewed on: 13th January 2023

It help me in my hard time financialy

Excellent credit card with good interest rate good service Reviewed on: 13th January 2023

Flexible credit card with great customer service

Offered me a credit card when I didn't have a great credit history. I repaid on time and kept within my limit and they increased my limit accordingly. Great customer service and a competitive interest limit. Great company! Reviewed on: 13th January 2023

Great card

Easy to use and no fuss.My daughter always say mom where's the Zopa card.Its my go to for everyday shopping. Reviewed on: 13th January 2023

Easy Peasy

Zopa is without doubt the easiest credit card that I have ever been associated with. Everything done on line in a simple straightforward and easy to use website. Glad that I came across them online. Would definitely recommend their services. Reviewed on: 13th January 2023

Good company

Good company help people Who would usually be declined gain credit and bell responsibly rebuild Reviewed on: 13th January 2023

Great customer service

Great customer service with s easy to use app Reviewed on: 13th January 2023

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