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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Every thing with Zopa is easy to understand and straight forward.

Zopa keeps you up to date with your spending.Helps to keep you credit score up.Offers Low rate Loans and other products. Reviewed on: 13th January 2023

Naver had any problems

When ever I used the card naver had any problems by using it good credit limit Reviewed on: 13th January 2023

Would recommend

Always clear information and good app Reviewed on: 13th January 2023

Great service

Great service, easy use and outstanding support Reviewed on: 13th January 2023

Brilliant Service

Zopa we’re friendly and efficient ensuring my needs were met without me putting myself in financial difficulties and are always in hand to help. Reviewed on: 13th January 2023

Very happy

Communication is 100% always hi above and beyond to help.100% would recommend. Reviewed on: 13th January 2023

Great bank

The best credit card I have. Easy to use, great app and instant payments. Reviewed on: 13th January 2023

Great service great products

I really enjoy the products and services available with Zopa Reviewed on: 13th January 2023

Best iv ever had

Cleared my balances of others and stil had spending power Reviewed on: 13th January 2023

Good rates, friendly staff

I had my credit card for a couple of years and they have always given me good rates and when needing to speak to anyone they are always friendly and helpful Reviewed on: 13th January 2023

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