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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very professional and transparent provider

Very professional provider and easy to use Reviewed on: 13th January 2023

Great product

Zopa is amazing - the app is really easy to use, and you can always keep on top of your payments and borrowing. Reviewed on: 13th January 2023

opinion

best,and friendly company,thank you Reviewed on: 13th January 2023

YES

I was finally, accepted to receive a credit card, with an excellent interest rate, has helped me with a vet bill, with careful budgeting, have now paid off. Reviewed on: 13th January 2023

Zo pa so go

The card was easy to apply for and the company make sure you can manage the amount of credit they offer you. The card is accepted in all shops and I’ve had no trouble using it. The company are easy to contact and they keep in touch with you, letting you know how you’re doing and any changes to your agreement. Reviewed on: 13th January 2023

Card to always have -!

The only card I can trust to have with me at all times Reviewed on: 13th January 2023

Excellent

Quick and easy application and consideration given to sensible credit limit Reviewed on: 13th January 2023

Zopa sum up

Excellent service would highly recommend to anyone Reviewed on: 13th January 2023

Beautiful

Everything it's good,nice application Reviewed on: 13th January 2023

Everything is so simple

Very happy with my Zopa credit card. The Zopa App makes everything so simple to use which really helps me monitor how much I spend, when the next payment is due, the payments options and estimates interest depending how much of the balance I pay off. I’m yet to incur any interest on the money I have spent using the Zopa Credit Card and I put that down to the simplicity of the Zopa App. Reviewed on: 13th January 2023

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