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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use

With the app and the capability off setting a reserve it makes using the credit card overly simple to use but keep under control excellent for building credit rating Reviewed on: 13th January 2023

Clear and accessible app

Very easy to manage account through the app. Everything extremely clear, both in the style and layout of the app and the actual information displayed. There is no unnecessary small print to contend with. Great app. Simplicity at its best. Reviewed on: 13th January 2023

Fantastic card

Fantastic card it helps me to Increase my Credit score Reviewed on: 13th January 2023

Excellent Experience

Simply to open the account, great customer services Reviewed on: 13th January 2023

Easy to use safe

Great app amazing card Good for alerts customer service are helpful Reviewed on: 13th January 2023

Great product

The application was easy to do, a decision was made very quickly with a credit limit set that is affordable. Card arrived in the time stated and the app is easy to use. Reviewed on: 13th January 2023

Honest and transparent

Upfront, honest about all charges. Clear operation of app, no hidden surprises. Reviewed on: 13th January 2023

Great service

Found it easy to apply, even with bad credit. Use it to help build my credit score. Been great. Reviewed on: 13th January 2023

Trustworthy and recommended

Easy to use app. Great communication through app and text messages. Never had any problems Reviewed on: 13th January 2023

The best

The fee is low and the application is very easy to use and understand. Everything is clear and no hidden costs. Reviewed on: 13th January 2023

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