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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Best company iv been with

5
Iv never had any problems with the company the staff are very helpful and go above and beyond for there customers Reviewed on: 13th January 2023

Honest service

5
I have both Credit Card & Loan from Zopa. I have found them nothing but professional through the application process Reviewed on: 13th January 2023

Great company

5
My experience with Zopa has always been positive Reviewed on: 13th January 2023

They have looked after me really well great product

5
The app is easy to use contacting the company is easy every thing is so smooth to ise Reviewed on: 13th January 2023

Excellent service

5
Zopa help people with previous credit issue get back on track Reviewed on: 13th January 2023

The best

5
I would recommend it because it is quick to settle small interest good cooperation Reviewed on: 13th January 2023

Great card

5
Card was easy to apply for straight forward no hassle has an app which you can download load and handle card ie payments Reviewed on: 13th January 2023

Fantastic

5
Brilliant card to use and so easy to manage Reviewed on: 13th January 2023

Excellent service

5
The process for applying and registering for my ZOPA Account was easy to understand, Easy to Apply, And Acceptance was quick. The communication from ZOPA was outstanding and so understandable. I was kept informed throughout the whole process from Application to Receiving my Card, A very happy customer, Thank you Reviewed on: 13th January 2023

Excellent service

5
Best credit card I've had because of service and help when needed Reviewed on: 13th January 2023

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