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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

So user friendly

This is one of the best credit card companies I have ever used. Great product, great app … well done Zopa Reviewed on: 13th January 2023

Great

Easy to use , other products shown all in one app Reviewed on: 13th January 2023

Amazing company

Very quick and easy to apply and activate card the app is very easy to understand and use I would recommend zopa to anyone Reviewed on: 13th January 2023

The best

Easy to apply, excellent service and fab app. Reviewed on: 13th January 2023

Brilliant card and app

The app is amazing that comes with this card - track spending, track credit rating and pay your monthly payment all on one app Reviewed on: 13th January 2023

Very good service and help

Never had any complaints about the company Reviewed on: 13th January 2023

Excellent experience

From the application process everything has been made simple, the Zopa app is great and very user friendly, everything where you need it. Definitely recommend everyone to apply, different from mainstream credit cards. Reviewed on: 13th January 2023

Simply the best

Awesome. Best ever. Better than all the rest. Simply the best Reviewed on: 13th January 2023

Brilliant helpful

Amazing really helps you understand where your at great and easy app to use thank youn Reviewed on: 13th January 2023

Fantastic service and card

Very simple application and great credit card Reviewed on: 13th January 2023

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