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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card

Great credit card.. frendly help full .best customer service Reviewed on: 13th January 2023

Amazing company very well run

I've had a zopa card for a couple of years now and it's been smooth sailing since day one..... Great service 100% recommended Reviewed on: 13th January 2023

Excellent

Very good customer service and support. Easy to use app for the card would definitely recommend thank you Reviewed on: 13th January 2023

Good service

Very good fair service and esey to use app Reviewed on: 13th January 2023

Totally transparent

Very helpful. Has completely kept me up to date with my card. Absolutely no hassle whatsoever. Easy site to follow and keeps you completely updated. Reviewed on: 13th January 2023

Great card

Kept informed on balance Very easy to manage Reviewed on: 13th January 2023

Easy, consistent, fair and modern

I have had a Zopa card for a few years. The process to apply was easy and took into account all details that it should have. They are consistent and forthcoming with all communications. I also find that the app is easy to use and modern. Reviewed on: 13th January 2023

Fantastic easy to use

Great company and easy to keep track of your spending on the app Reviewed on: 13th January 2023

Very helpful

Great help, struggled due to my history but well on the mend and they gave me a chance Reviewed on: 13th January 2023

Easy

Zopa made it very easy and simple to use, boosted my confidence with credit Reviewed on: 13th January 2023

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