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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44330 reviews)

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4.94

Based on 44,330 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always fantastic always receive excellent support Always fantastic always receive excellent support Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44330)

Zopa gave me a chance

Zopa gave me a chance to build my credit and it’s helped me so much - thank you!! Reviewed on: 13th January 2023

Top marks.

Fantastic experience from start to finish. Overall the service is fantastic. Reviewed on: 13th January 2023

Easy to navigate

From application to day-to-day app usage, Zopa offers easy to navigate tools. Reviewed on: 13th January 2023

zopa !!! what can i say

excellent customer service ,very easy to use app highly recommened Reviewed on: 13th January 2023

Very good

I think this credit card is good Reviewed on: 13th January 2023

Quick & easy

Quick to set up & manage on the app. Reviewed on: 13th January 2023

Great app. Instant repayments.

The foreign exchange rate is the actual commercial rate so much better than exchange rates for cash. Instant payments come of your balance and the app is fantastic. Reviewed on: 13th January 2023

Quick, Easy, and Reliable

Ease of service and the app are key factors as to why I'm voting for Zopa. Reviewed on: 13th January 2023

Easy to use

Trust is everything,friendly service and good product Reviewed on: 13th January 2023

Great credit card

Really helpful. Brilliant credit card Reviewed on: 13th January 2023

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