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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44330 reviews)

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4.94

Based on 44,330 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Always fantastic always receive excellent support Always fantastic always receive excellent support Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44330)

Easy application and app

Very easy application form to complete and a very easy and useful app to manage the card with a buffer option Reviewed on: 13th January 2023

Quality service

Any communication i’ve had with Zopa has been professional and accurate. Reviewed on: 13th January 2023

My credit card

Being helpful ever since I got accepted by Zopa. Reviewed on: 13th January 2023

Great company

Amazing credit card with good benefits Reviewed on: 13th January 2023

1st class

Everything is on the app that you need to know.easy to use and reliable Reviewed on: 13th January 2023

Brilliant

Very easy to run the account on the app. Everything is clear and upfront so you always know where you are. Would highly recommend. Reviewed on: 13th January 2023

The best

I really like this app, everything in here is very easy and excellent I would definitely recommend this!! Reviewed on: 13th January 2023

Great

Great card and customer service Reviewed on: 13th January 2023

Easy fuss free credit card

Simple to use. Great app. All around it’s a fuss free credit card Reviewed on: 13th January 2023

Fantastic

Quick response. Great customer service. Reviewed on: 13th January 2023

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