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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44329 reviews)

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4.94

Based on 44,329 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Using since more than 6 months still i haven’t got e... Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not ... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44329)

Best credit

Best card easy to use I like this Reviewed on: 13th January 2023

Brilliant

They are Very good fast and reliable Reviewed on: 13th January 2023

Zopa

Very pleased with my service from zopa , always helpful. Reviewed on: 13th January 2023

Great provider

I have had no problems with them Reviewed on: 13th January 2023

Very manageable

Easy to use and transparent with all the help you need on the app Reviewed on: 13th January 2023

Wonderful experience

This zopa credit card very wonderful experience . The best card Reviewed on: 13th January 2023

Amazing customer service and support!

Really feel like this company help and support! Always ready to listen and offer solutions and always gone above and beyond! Wouldn’t get a load or credit card anywhere else! Even who I bank with! Reviewed on: 13th January 2023

Great card to have.

I really love my Zopa Credit Card also another thing which is great is the Linked Saving Pots that you can link to your account. The 4 Tiers that you can have all have a good rate of interest paid to you monthly into your account. So in all you have a Credit Card and Savings all in once place. Reviewed on: 13th January 2023

Very competitive

In a lucrative business I found Zopa was a the best I found. Reviewed on: 13th January 2023

Excellent Backup

Easy to use, app is also easy to use and pay on time. Pay even before your due date. Never had a issue with Zopa always reliable and there when you need it Reviewed on: 13th January 2023

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