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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

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4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Credit builder made easy

I needed to rebuild my credit and Zopa has helped me do this in an easy and safe way Reviewed on: 13th January 2023

Fantastic card for all credits and situation

I enjoy zopa credit card because of the ease of repayment and monthly payments. Very understanding in difficult situations when finding it difficult to pay the agreed monthly payments. The Zopa app is very simple to operate. Reviewed on: 13th January 2023

Grade A looking after customers

Abfab service, well organised website and amazing how they look after you. 10/10 Reviewed on: 13th January 2023

Credit worthy my vote.

Top card to have, money available as soon as you make a repayment, nor like most, Where you have to wait a number of days. Reviewed on: 13th January 2023

Brilliant card and company

I have a credit card with zopa and I have bad credit they accepted me and I couldn't ask for a better experience its easy to keep track and love the cushion part of the app! Reviewed on: 13th January 2023

Perfect, hassle free. Good apr

Easy to apply, quick service & easy to use app Reviewed on: 13th January 2023

Top

Really good credit card so easy to use Reviewed on: 13th January 2023

Amazing company

Great company Great prices App is amazing Offers lots of products and info Reviewed on: 13th January 2023

Dilani23

Best service all time. I'm so happy with zoopa. Reviewed on: 13th January 2023

Good clear understanding of what your getting

Good Reviewed on: 13th January 2023

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