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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

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4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Great interest rates and customer service

Can't rate zopa enough, easy to apply for & great interest rates that are affordable. Reviewed on: 13th January 2023

Best Credit card ever

I find using the credit card easier and interest rates considerably lower compared to others Reviewed on: 13th January 2023

No problems

Everything about this credit card is easy, easy app to use and notifications of purchases and payments required. Reviewed on: 13th January 2023

Very good service

Cant falt this company, very good . Reviewed on: 13th January 2023

Impressive

This ferm helps when people need it most. Thank you for every little help from zopa. Kind regards. Reviewed on: 13th January 2023

Easy use

As really easy to apply and set up the app. Easy to navigate and find answers to any questions I have had. Always inform you of any activity on the account so you can act quickly if needed. Reviewed on: 13th January 2023

Great cardv

Very good company never had a problem very understanding. Reviewed on: 13th January 2023

Brilliant

Very easy to use and amazing customer service ! What more do you need ! Reviewed on: 13th January 2023

Excellent service

Im a new customer and have had a very streamline experience setting up and managing my account. I was surprised at how many services Zopa has to access in one place and they have very competitive rates on both their credit facilities and savings options. So far so good Reviewed on: 13th January 2023

I recommend

Good customer services whereby there no delays. Reviewed on: 13th January 2023

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