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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

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4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Trusting

A got a great Zopa credit card it’s a new bank you can trust good credit limit great customer service Reviewed on: 13th January 2023

Good card, reasonable interest rate

Handy credit card with good support and sensible lending. Reviewed on: 13th January 2023

Easy to use and great service

Iv used zopa to help build my credit and it has been a massive improvement Reviewed on: 13th January 2023

Excellent

Zopa Credit Card is the best card I have used so far Reviewed on: 13th January 2023

Al lrounder

Simple easy to use credit card and manageable monthly repayments Reviewed on: 13th January 2023

Best credit card

Perfect for me as there is also a credit cushion if something go wrong and you have the choice how much you put in of your credit limit Reviewed on: 13th January 2023

Hassle free, with great rates.

A great option in credit card, the rates are good. Customer friendly app too. Would happily advise friends and family to use Zopa. Reviewed on: 13th January 2023

Easy to use and very helpful

I got this credit card to help build my credit and it is so good at helping with the tips Reviewed on: 13th January 2023

very good card

it’s easy to use and was east to get the card Reviewed on: 13th January 2023

Great

No problem with anything easy to navigate website app great Reviewed on: 13th January 2023

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