Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
312800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43506)

Best Credit Card to build up your credit Score

5
They keep you up todate with your spending,you can set your desired payment up and the will only take what you hsve set. Customer service Excellent,straight through and happy to help. 100% recomend Zopa Reviewed on: 13th January 2023
Jean's avatar
Jean

Excellent

5
Zopa are so easy to use and have had no problems at all using my credit card. App is so easy to track spending and the credit cushion is a fabulous feature of the app. Reviewed on: 13th January 2023
neilsonlaura3@gmail.com's avatar
[email protected]

Amazing company and very helpful

5
Was easy to apply and get accepted fast you can even use your card on the phone before the card even arrives Reviewed on: 13th January 2023
Marc Roberts's avatar
Marc Roberts

Great card

4
Had no problems with this card and repayments Reviewed on: 13th January 2023
Rhonda ralph's avatar
Rhonda ralph

Excellent

5
Absolutely excellent credit card. Brilliant communication in keeping us up to date Reviewed on: 13th January 2023
pebble09's avatar
pebble09

Easy using the app

5
Zopa credit card has been extremely helpful in letting me know my spending transactions and when payments are due , very happy with there credit card. Reviewed on: 13th January 2023
Dean's avatar
Dean

Great to deal with

5
Have always found them great to deal with and very helpful Reviewed on: 13th January 2023
Chezary Fawcett 's avatar
Chezary Fawcett

Very good card with no fees

5
Very good card with no fees. Never had any issue. Reviewed on: 13th January 2023
Fagner Ghingaro's avatar
Fagner Ghingaro

Performance

5
I’m very pleased with the way you keep me informed of my spending and your app is very easy to use Reviewed on: 13th January 2023
Deborah Cumberbatch's avatar
Deborah Cumberbatch

Amazing customer service in the area if credit card.

5
Great customer service provider. Reviewed on: 13th January 2023
Damian Orisakwe's avatar
Damian Orisakwe

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5957 reviews
    Zopa

  • Personal loan

    from Zopa 4.94 from 68053 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill