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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Impressive

This ferm helps when people need it most. Thank you for every little help from zopa. Kind regards. Reviewed on: 13th January 2023

Easy use

As really easy to apply and set up the app. Easy to navigate and find answers to any questions I have had. Always inform you of any activity on the account so you can act quickly if needed. Reviewed on: 13th January 2023

Great cardv

Very good company never had a problem very understanding. Reviewed on: 13th January 2023

Brilliant

Very easy to use and amazing customer service ! What more do you need ! Reviewed on: 13th January 2023

Excellent service

Im a new customer and have had a very streamline experience setting up and managing my account. I was surprised at how many services Zopa has to access in one place and they have very competitive rates on both their credit facilities and savings options. So far so good Reviewed on: 13th January 2023

I recommend

Good customer services whereby there no delays. Reviewed on: 13th January 2023

Trusting

A got a great Zopa credit card it’s a new bank you can trust good credit limit great customer service Reviewed on: 13th January 2023

Good card, reasonable interest rate

Handy credit card with good support and sensible lending. Reviewed on: 13th January 2023

Easy to use and great service

Iv used zopa to help build my credit and it has been a massive improvement Reviewed on: 13th January 2023

Excellent

Zopa Credit Card is the best card I have used so far Reviewed on: 13th January 2023

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