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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Worth every effort to obtain

Helpful staff in CS. Clear T&C’s and no nasty surprises. Reviewed on: 13th January 2023

Great

Great Great great great……………………. Reviewed on: 13th January 2023

Fantastic

Just a great card and even better customer service and the app is the best. Reviewed on: 13th January 2023

Quality service

Easy app and customer service very good Reviewed on: 13th January 2023

Stunning, human lending

From the offset Zopa have been clear, considerate and approachable - exceedingly good customer service, beautifully clear navigation of the product and unparalleled assistance in the somewhat complicated world of credit and fiscal futures. Reviewed on: 13th January 2023

Better then other Banks

Very helpful good staff get the job to unlike other Banks Reviewed on: 13th January 2023

Decent

Nice app easy to use and decent percentage for not best credit rating. Reviewed on: 13th January 2023

They are for everyone,

They are for everyone and there is no race , no VIP , no royalty but people only. Reviewed on: 13th January 2023

Credit card

Great product and easy to use . Friendly customer service Reviewed on: 13th January 2023

Great customer service

The best credit card company around, good rates and absolutely the best customer service and care out there by far Reviewed on: 13th January 2023

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