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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

ZOPA CREDIT CARD SERVICES

Zopa are very Flexible, Great communication with customers. Their Agent helpline Chat services is second to none. Since joining Zopa, my life has changed for the better, especially with today’s Economy. I would Highly recommend to family, friends and anyone looking for sincere Trustworthiness, Integrity and overall money matters Reviewed on: 13th January 2023

Brilliant

its great online and mobile app management facilities, customer service, and the ability to manage your account online. Reviewed on: 13th January 2023

This card was easy and very good

Excellent excellent excellent amazing and very helpful Reviewed on: 13th January 2023

Simple & good service

Never had issues , when contacted has been made staff have been helpful . Easy card and App Reviewed on: 13th January 2023

No Hassle

Ever since I have been with Zopa they have never Hassled me and sent me any meaningless e mails. They have left me alone to bank with them uninterupted. I appreciate their simple but effective approach with there customers. I cannot rate them high enough. Keep up the good work Zopa. Reviewed on: 13th January 2023

Go to credit card

Very easy to use with repayment selections you can choose yourself. Reviewed on: 13th January 2023

Best ever credit card company

Zopa have helped me through the good and the bad times. They are extremely accessible for all my needs. Approachable when I need help. Absolutely first class company to deal with. Reviewed on: 13th January 2023

Simplicity

Simple to use the app which is clear and easy to navigate around. Staff are also very helpful Reviewed on: 13th January 2023

Absolutely brilliant credit card, 10 out of 10

Great card, amazing customer support, fair rates, so easy to use app, if you make a payment to Zopa from different card -it shows on balance straight away, which with other cards takes up to two days to see the payment ..great card! Reviewed on: 13th January 2023

Absolutely a card I recommend

I found acceptance and customer care very easy and the card activated immediately with no issues Reviewed on: 13th January 2023

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