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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Highly recommend

It help me with my spending and pay back without problems Reviewed on: 13th January 2023

Credit that works

Been using Zopa a while now and is very easy to manage with a fantastic rate especially with the cost of living crisis , I would not be without my card and app Reviewed on: 13th January 2023

A great team

The level 1 support staff are friendly and helpful. They go that extra step to resolve your issue. They set an exemplary standard for others to strive to meet, yet fail. Reviewed on: 13th January 2023

Best credit card

I never face any problems with zopa credit card and would recommend it to every one Reviewed on: 13th January 2023

Amazing card

The best card I have ever had so easy to manage my spending too Reviewed on: 13th January 2023

Trustworthy and dependable

I have no problem at all as a customer using zopa credit card service, very reliable and dependable Reviewed on: 13th January 2023

Zopa credit card is the best

I recomand Zopa to my all friends. Reviewed on: 13th January 2023

Excellent service provider, the app is 5 stars

Excellent customer service, very simple and straightforward opening process and the app makes it even easier to use Reviewed on: 13th January 2023

Zopa

They gave me a chance when no other company would and I have proven my self Reviewed on: 13th January 2023

Zopa experience

Excellent service can't fault zopa superb customer service what else is there to say Reviewed on: 13th January 2023

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