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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Brilliant

Brilliant and easy to use love it Reviewed on: 13th January 2023

.Excellent customer service

. Excellent customer service and very helpful Reviewed on: 13th January 2023

Excellent card provider

Really happy with the service I have received and the app is faultless Reviewed on: 13th January 2023

Simple

Nothing is a problem for them and customer services are always very helpful, I have never had any problems with Zopa and have recommended them many a time. All their services are simple to use and quite self explanatory. Reviewed on: 13th January 2023

Customer friendly

Extremely customer friendly easy to apply. The app is so user friendly and easy to navigate would definitely recommend to friends and family. Reviewed on: 13th January 2023

Good and easy to use

Easy to use and never had a problem Reviewed on: 13th January 2023

Fab card!

Great card for improving credit rating. East to use app to keep on top of things Reviewed on: 13th January 2023

Great company.

Fantastic company with great customer service can't do enough to help. Very understand and always happy to help. Reviewed on: 13th January 2023

Perfect card

This card has been brilliant in being a back up Reviewed on: 13th January 2023

Awesome Credit Card Company

Others didn't offer me a Credit Card BUT Zopa did and Its been a life saver in these trying times so I really appreciate them for doing that. Reviewed on: 13th January 2023

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